Friday the 13th is less scary with insurance

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Superstitious people consider Friday the 13th an unlucky day. The irrational fear of the number 13 even has a scientific name: triskaidekaphobia.

While Friday falls on the 13th at least once every calendar year, it can happen up to three times in the same year.

Whether you believe in this unlucky day or not, if you have purchased an HO-3 insurance policy for your home you are protected against even more than 13 perils. Lucky for you, we’ve compiled all you need to know about the basics of homeowners insurance here.