always scheming You may have read the recent story featured in the I.I.I. Daily about raccoon damage and homeowners insurance. The gist: raccoons got into a house and caused $80,000 worth of damage. The homeowners were surprised to learn that their insurance wouldn’t cover any of it. So what’s the […]

Ah, Florida. Home to sun-washed beaches, Kennedy Space Center, the woeful Marlins – and one of the most costly tort systems in the country. A significant driver of these costs is Florida’s “assignment of benefits crisis.” Today the I.I.I. published a report documenting what the crisis is, how it’s spreading […]

In Phoenix last week, I did what insurance folks do in Phoenix. I hunted down an autonomous vehicle. I even took a picture: The ‘W’ on the rear window stands for Waymo, the Google/Alphabet division that is probably the leader in developing driverless technologies. Depending on which insurance thought leader […]

While the spike in auto accident rates appears to have eased in the past year or so, increases in claim size continue to present challenges. The folks at Gen Re weigh in: Industry loss ratios suggest that many carriers are still playing catch-up. With ultimate liability loss ratios above 70% […]

Nobody wants to be in a car accident, but they happen to almost all of us. According to a new survey from Esurance, 77 percent of U.S. drivers have been in at least one accident (which aligns well with previous research showing the average driver will be in 3 to […]

You are thinking about buying car insurance and you are wondering what types of auto insurance there are My name is James from The Resurgence Group We are a full service agency and we specialize in auto insurance so my suggestion is to sit down with an agent and discuss […]

You are thinking about buying car insurance and you are trying to figure out how much it is going to cost My name is James with The Resurgence Group and we are a full service insurance agency We specialize in auto insurance The big determining factor is going to be […]

You just bought a car, and now you're trying to figure out how to register it My name is James I'm with The Resurgence Group We're a full service insurance agency, and we specialize in auto insurance What I would suggest is speak with a local agent, or maybe an […]

If you're shopping for auto insurance, you may consider collision coverage But, do you know what it protects? Collision coverage helps pay to repair or replace your vehicle if it's damaged or destroyed in an accident with another car, regardless of who is at fault That's different from liability coverage, […]

[MUSIC PLAYING] Let's talk about deductibles What are they and why do they matter? Your car insurance is designed to protect you financially if you get in an accident But before your insurance kicks in to pay for the cover damages, you'll have to pay a portion of the loss […]